"Garage liability insurance is a type of umbrella policy that provides coverage for the day-to-day operations of the businesses in the automotive industry".
Non-Franchised Dealerships
Used Car Dealerships
Body and Collision Repair Shop
Auto Mechanic Repair Shops
Parking Lots
Tow truck operators
Service Stations
and more...
Garage liability: Property Damage and Bodily injury resulting form operations not covered under a regular liability policy.
Open Lot: This is for the dealerships' inventory and autos owned by the business.
Garage Keepers: this is to protect the clients autos under your care. such as from a repair shop. Coverage MUST be added to current policy.
Hire and Non-owned Auto:
This is to protect any other autos that may be used for the business, such as hiring or renting an auto for the business use.
Dealership Bonds
Bonds needed to obtain an operating license from local licensing authority
Garage Bonds
Also needed for licensing purpose
Whether you are a small or medium size Garage business, we have limits up to $5mm in Garage Liability, Open Lot, and Garage Keepers to help you protect your investment.
Packages with Property
Mono-Line Coverage
New Ventures
Tough to Place
Uninsured and Underinsured Motorist
Additional Insureds
Broad Coverage (to include theft)
XPRT Insurance and DMV Consulting
6380 S Valley View Blvd. Suite #404